Commercial Loans

As a community bank, we are committed to economic growth and development within the communities we serve. Learn more about how Centre 1st Bank can support your business growth. Whether you are looking to accelerate your cash flow, expand your business or acquire real estate, Centre 1st has a variety of financing solutions, subject to credit approval, designed to meet your specific needs.

Lines of Credit

Enjoy an efficient and flexible way to meet your short-term financing needs

With a Centre 1st Bank Line of Credit your business will have access to working capital to support your short-term liquidity needs. As your business expands, a line of credit can provide assistance with cash flow management and promote the credit strength of your business.

Term Loans

Fund specific projects and initiatives with short and long-term loans

A term loan is a simple and effective solution to financing your company’s growth. Whether you are in need of a business equipment loan or looking to finance office expansion and tenant-improvements, our lending team will work to provide the best rate options available to your business.

Commercial Mortgages

Owner-Occupied and Real Estate investment solutions

Centre 1st offers flexible financing terms for both owner-occupied real estate acquisitions and investor purchases. Whether you have outgrown your current office space or need to renovate, redevelop or refinance your current property, our commercial lending solutions offer competitive fixed and variable rate financing solutions.

Commercial Construction Loans

Loans to developers and homebuilders

When financing income-producing real estate, trust the experienced lenders at Centre 1st Bank for your new construction or renovation projects. Our flexible construction loans and permanent financing options provide the conveniences necessary to meet a variety of seller and buyer financing needs.